Terry is a Licensed Insurance Adviser and has been in the insurance and risk management industry for more than 30 years.  He graduated from the College of the Holy Cross with a BA in economics in 1985. He holds an MBA from Babson College with a concentration in finance. 

He has a designation as Chartered Property and Casualty Underwriter from the American Institute in Malvern, Pennsylvania.

Terry worked at Travelers Insurance Company as a commercial underwriter and then at Sullivan, Garrity and Donnelly Insurance Agency for more than 30 years until selling it to a national equity group. He has extensive experience in all types of insurance.

He is the former chairman of the Town of Holden Finance Committee and the former President of Archway Inc. home for the autistic. He is the past president of the Independent Insurance Agents Association of Central Mass. and the former president of the Central Massachusetts CPCU Association. He is a present board member of the Diocese of Worcester DEF Fund.

He looks forward to leveraging new and prior insurance relationships to build a new long term business for the benefit of the next generation.